Elizabeth Black is Director of FinTech Product and Operations at Horizon Cloud, a vertical SaaS company serving hospitality operators. She leads embedded payments and fintech strategy across merchant onboarding, processor and bank partnerships, merchant experience and support, settlement, reconciliation, risk, and customer adoption. Elizabeth built the operating systems that helped scale Horizon Cloud’s payments platform past $1 billion in cumulative volume. Her work centers on the practical path from launch to adoption and sustained growth, including the people, processes, and partnerships needed to make embedded financial services a durable growth engine within the platform.